Home loan calculators
These home loan calculators are provided free to assist you in assessing your borrowing needs, repayment requirements and fees and taxes. Please feel free to use any of these mortgage calculators as often as you like and bookmark this page if you would like to return at any time.
How much can I borrow?
Find out how much you can expect to borrow for a home based on your current salary and existing financial commitments.
Where can I afford to buy?
Determine how much you can borrow based on current salary and expenses, add your deposit, then find out what postcodes offer you affordable properties
Loan repayment calculator
Work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount
Split loan simulator
Splitting your home loan into fixed and variable rate portions can provide insurance against future changes in interest rates that we can't predict. Use this tool to calculate your repayments and total interest under different fixed and variable rate scenarios
Extra repayments simulator
Calculate how much you can save in interest and/or shorten your loan term by making additional repayments over and above your current monthly repayment
Lump sum repayment simulator
How much time and interest can I save by paying a lump sum off my loan?
Compare two loans
Select any two home loans on the market for a direct cost comparison. Determine which is the cheapest in total fees and interest over the life of the loan
Comparison rate calculator
Compare an initial rate with an ongoing rate
Leasing calculator
Find out what your monthly lease payments will be for a given loan amount, interest rate, term and residual
Principal and interest calculator
Use this calculator to work out how much of your monthly payment is interest and how much is your principal over the term of your loan. This calculator will also show how much interest you pay
Budgeting & saving
Savings plan simulator
Set yourself a savings goal and project how much you can accumulate over time from an initial contribution and regular ongoing deposits
Compounding interest term deposit
Discover the power of compounding interest and how much you can earn from a term deposit
Budget planner
Calculate the amount of funds you have once your expenses are taken away from your income
Taxation & fees
Income tax calculator
Work out your income tax according to the Australian Taxation Office's personal income tax scales
Stamp duty and other costs
Use this simple Stamp Duty calculator to find out how much stamp duty and other statutory fees you'll pay on property purchases and mortgages
Please note: The results of these calculators are indicative only, and constitute neither a quote nor pre-qualification for a loan.
More Information - Mortgage Broker
You can get more information about home loans from a good mortgage broker. We recommend Julia Kabakoff at Loan Market. His services are free and he has helped many home owners in our area over many years and understands local property values and finding the home loan which is in your best interest.
You can call Julia Kabakoff direct on 0423 027 846
